Our Products
Tax Optimization Products
Explore our suite of 15 financial products designed to help holders of concentrated positions minimize taxes, preserve wealth, and plan for the future.
IDGT
Transfer appreciating assets out of your estate while paying income tax on trust earnings, maximizing wealth transfer to heirs.
Dynasty Trust
Preserve wealth across multiple generations by shielding assets from estate, gift, and generation-skipping transfer taxes.
CLAT
Make charitable donations from trust income for a set period, then pass remaining assets to heirs at reduced or zero gift tax.
CRUT
Defer capital gains taxes while generating income and supporting causes you care about.
GRAT
Transfer asset appreciation to heirs with minimal gift tax by retaining an annuity stream for a fixed term.
PPLI
Shelter investment growth inside a compliant insurance structure with tax-free compounding and flexible access through policy loans.
IDF
Access institutional-quality alternative investments through a dedicated fund structure within an insurance wrapper.
PPLI Policy Loans
Access liquidity tax-free by borrowing against your PPLI policy cash value without triggering taxable events.
Asset-Backed Lending
Borrow against a concentrated position — public stock, fund interests, or crypto — to access liquidity without selling and triggering capital gains taxes.
Installment Sale to IDGT
Sell appreciating assets to an IDGT at the Applicable Federal Rate, freezing estate value while capturing future growth for heirs.
Cost Segregation
Accelerate depreciation deductions on real property by reclassifying building components into shorter-lived asset categories.
Opportunity Zone Fund
Defer and potentially eliminate capital gains taxes by investing in designated low-income communities.
DAF
Contribute appreciated assets for an immediate tax deduction, then recommend grants to charities over time.
Solo 401(k)
Maximize retirement contributions and convert to Roth for tax-free growth, with special rules for self-employed individuals.
Section 1256 Contracts
Benefit from the 60/40 tax treatment on qualifying contracts, blending long-term and short-term capital gains rates.