Insurance Dedicated Fund (IDF)
Create a custom investment fund inside your PPLI policy to maintain control while growing tax-free
How It Works
You work with an asset manager to establish a dedicated fund tailored to your investment strategy
The IDF is structured to qualify under IRS diversification rules for life insurance policies
Your assets are held within the IDF, which sits inside your PPLI policy
You maintain significant investment discretion while benefiting from the policy’s tax advantages
Key Benefits
Custom Strategy
Design your own investment approach across equities, funds, and digital assets
Tax Protection
All investment gains, trades, and income are completely tax-free
Active Management
Rebalance and adjust holdings without triggering tax events
Who This Is For
Sophisticated investors with $5M+ who want active portfolio management combined with maximum tax efficiency. Perfect for those who trade frequently or use complex strategies.
By The Numbers
0%
Tax on Rebalancing
$5M
Minimum Position
0.5-1.5%
Annual Management Fee
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