Donor-Advised Fund (DAF)
Donate appreciated assets, get an immediate tax deduction, and distribute to charities over time
How It Works
You transfer appreciated assets — stock, fund interests, or crypto — directly to a donor-advised fund (such as Fidelity Charitable or Schwab Charitable)
You receive an immediate charitable deduction for the full fair market value of the contribution
The DAF sells the asset without paying capital gains tax, converting it to cash
You recommend grants to qualified charities over time, maintaining flexibility in your giving
Key Benefits
Eliminate Capital Gains
Donate appreciated assets at full value without paying capital gains tax
Immediate Deduction
Claim full charitable deduction in year of contribution
Flexible Giving
Decide which charities to support over time, not all at once
Who This Is For
Holders of appreciated assets with $50K+ in gains who want to make charitable donations while avoiding capital gains tax. Perfect for those with large tax bills seeking immediate deductions and ongoing philanthropic flexibility.
By The Numbers
100%
Capital Gains Avoided
$50K
Minimum Contribution
30% AGI
Deduction Limit
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