Platform
More ways to build the right plan.
Explore the toolkit, connect the right expertise, and see how the options come together for a client.
Toolkit & supported structures
A broader toolkit. One coordinated plan.
Different clients need different structures. Explore the planning families considered for a client's goals, holdings and constraints.
Each structure has its own eligibility rules, terms and professional review requirements. Inclusion here is not a recommendation or a guarantee of availability.
Tax planning & exits
- Entity exits
- Qualified small-business stock, company sales
- Deferral
- Exchange funds, opportunity funds, installment structures
- Residency
- The tax effect of a change of state
- Loss harvesting
- Lot-level, across accounts and wallets
Liquidity & risk
- Hedging
- Reducing single-stock risk without a taxable sale
- Lending
- Borrowing against a position instead of selling
Giving & legacy
- Charitable
- Gifts of appreciated shares, donor-advised funds, charitable trusts
- Trusts and estate
- Lifetime gifts, trusts, the step-up at death
- Insurance
- Private placement life insurance and related structures
Digital assets
- Crypto
- Custody, staking and cost-basis records
Experts & providers
The people a plan may need.
Your firm's experts, specialist providers and a shared plan. Offramp coordinates the handoffs while each professional owns their part.
Illustrative network roles. No institution names or logos are shown.
- Professional advisors
- Financial advisors, CPAs and tax attorneys.
- Capital & product providers
- Lenders, fund sponsors and investment providers.
- Structure & execution specialists
- Trust companies, insurers and qualified intermediaries.
The platform in practice
Different clients. Options made for each.
Explore four prepared cases: the situation, the client's priorities, and the options and trade-offs built for that profile.
A prepared case from the client portal. The people and companies are fictional, and every figure is the engine's illustrative output for this case, not a client result. Nothing here is advice.
Prepared case · fictional household
Jordan
California, filing jointly
Jordan's household holds $4 million across two listed companies and a cash reserve. Half of it is one stock, bought years ago at a fifth of today's price. A second position sits in a joint account with a co-owner who hasn't decided anything yet. Jordan has committed $150,000 to charity this year, with the charities chosen over the next 3 years, and wants no single company to be more than 15% of the pool.
What they hold
Bought in 2020 at a $400,000 basis. Half the pool.
Basis $900,000. Carried unchanged until the co-owner decides.
Kept whole in every option.
Client priorities & constraints
What they want
- No single company above 15% of the pool.
- $150,000 to public charities, chosen over 3 years.
- The $500,000 reserve left alone.
- A plan that stays simple. Jordan's tolerance for complexity is low.
The limits they set
- Moderate risk tolerance.
- The joint position can't move until the co-owner decides.
- No borrowing against the positions.
Do nothing
The reference the other options are measured against.
The reference every other option is measured against.
What it does
Keeps everything where it is. Pays no tax now, makes no gift.
What it trades off
Leaves 87.5% of the pool in two companies against a 15% ceiling, and the promised gift unmade.
Engine label: Hold every position and make no gift
Every option is conditional. A licensed professional reviews and approves the one the client chooses before anything moves. Illustrative figures are not client results or advice.
Have a client like one of these?
Walk the case through Offramp with us, from the documents to the options.